14538 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14538 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 2000
Lot Size	0.311 acres (13,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2018)
Tax Bill	$4,246 (2024)
Deeds & Mortgages	Sep 2025 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0725-000-64100`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0725-000-64100`
Alternative APNs	`262228072500064100` `3788460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,536 sqft (0.311 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	312 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3788460
Street Address	14538 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 6 SUB LOT 641 PB 42 PGS 71-72 ORB 5160 PG 493 ORB 6598 PG 2086
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 6 SUB
Legal Tract	0725
Legal Lot Number	641
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2091
Census Tract	31315

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jul 15, 2003 · Amount on Record
Deed Document Number	2018100020
Deed Book / Page	5160 / 493
Last Transfer Date	Sep 13, 2025
Transfer Doc	0065982086
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Sep 17, 2025
Property Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155
Document Number	0065982086
Book / Page	6598 / 2086
Map Reference	MB 42 PG 71&72
Instrument Date	Sep 13, 2025
Instrument	2025115264
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053320957
Date	Aug 27, 2019
Book Page	5332/0957
Instrument	2019096668

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 27, 2018
Property Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155
Document Number	0051600493
Book / Page	5160 / 0493
Map Reference	MB 42 PG 71&72
Instrument Date	Aug 24, 2018
Instrument	2018100020
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 NW 10TH ST, 1203, BATTLE GROUND, WA 98604-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14538 PINE CONE TRL, CLERMONT, FL 34711-7155

Mortgage

Document Number	2018100021
Date	Aug 27, 2018
Instrument	2018100021

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,710 (+2.9%)	$374,310 (-) Land $120,000 Building $254,310
2025		$249,480 (+2.9%) Land $120,000 Building $129,480	$374,310 (+19.03%) Land $120,000 Building $254,310
2024	$4,246.00 (+8.96%) Homeowner's exemption	$242,450 (+3%) Land $60,000 Building $182,450	$314,463 (+2.42%) Land $60,000 Building $254,463
2023	$3,897.00 (+7.98%) Homeowner's exemption	$235,390 (+3%)	$307,044 (+0.05%) Land $60,000 Building $247,044
2022	$3,609.00 Homeowner's exemption	$228,540	$306,891 Land $60,000 Building $246,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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