14523 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14523 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,665 sqft · built 2000
Lot Size	0.305 acres (13,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Nov 2005)
Tax Bill	$3,860 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0725-000-60700`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0725-000-60700`
Alternative APNs	`262228072500060700` `3788347`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,665 sqft Living Area
Gross Area	3,265 sqft
1st Floor Area	2,665 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,303 sqft (0.305 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	314 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3788347
Street Address	14523 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 6 SUB LOT 607 PB 42 PGS 71-72 ORB 3001 PG 143 ORB 5086 PG 1058 ORB 5364 PG 1560
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 6 SUB
Legal Tract	0725
Legal Lot Number	607
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2032
Census Tract	31315

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14523 PINE CONE TRL, CLERMONT, FL 34711-7158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2005 · Amount on Record
Deed Sale	Nov 8, 2005 · Amount on Record
Prior Sale	Aug 10, 2000
Deed Document Number	2005176328
Deed Book / Page	3001 / 143
Last Transfer Date	Oct 22, 2019
Transfer Doc	0053641560
Record Updated	Jun 8, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2019
Property Address	14523 PINE CONE TRL, CLERMONT, FL 34711-7158
Document Number	0053641560
Book / Page	5364 / 1560
Map Reference	MB 42 PG 71&72
Instrument Date	Oct 22, 2019
Instrument	2019121793
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14523 PINE CONE TRL, CLERMONT, FL 34711-7158

Mortgage

Document Number	0053641562
Date	Oct 28, 2019
Instrument	5364/1562

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 29, 2018
Property Address	14523 PINE CONE TRL, CLERMONT, FL 34711-7158
Document Number	0050861058
Book / Page	005086 / 001058
Instrument Date	Mar 27, 2018
Instrument	35601
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14523 PINE CONE TRL CLERMONT FL 347117158, CLERMONT, FL 34711-7158

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,720 (+2.9%)	$440,964 (-) Land $120,000 Building $320,964
2025		$219,360 (+5.98%) Land $120,000 Building $99,360	$440,964 (+24.27%) Land $120,000 Building $320,964
2024	$3,860.00 (+9.66%)
2023	$3,520.00 (+8.61%) Homeowner's exemption	$206,980 (+3%)	$354,839 (+0.05%) Land $60,000 Building $294,839
2022	$3,241.00 Homeowner's exemption	$200,960	$354,670 Land $60,000 Building $294,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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