14538 Mountain Cliff Ln, Houston, TX 77044 Property Records

Harris County property record for 14538 Mountain Cliff Ln, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,078 sqft · built 2014
Lot Size	0.358 acres (15,582 sqft)
Owner	2 Individual Names on File
Last Sale	$425,800 (Sep 2014)
Tax Bill	$9,627 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129-514-003-0012`

Property Details

APN / Parcel Number

Primary APN	`129-514-003-0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,078 sqft Living Area
1st Floor Area	2,032 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	15,582 sqft (0.358 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	212 sqft
Patio Area	1,299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1295140030012
Street Address	14538 MOUNTAIN CLIFF LN
City	HOUSTON
State	TX
Zip	77044-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 3 SUMMERWOOD SEC 27
Legal Subdivision	SUMMERWOOD SEC 27
Legal Block	3
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1006
Census Tract	252003

Owner

14538 Mountain Cliff Ln is owned and occupied by two individuals who bought it in September 2014.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14538 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Deed Document Number	2014434424
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14538 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Document Number	0000573058
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14538 MOUNTAIN CLIFF LN HOUSTON TX 770441251, HOUSTON, TX 77044-1251

Mortgage

Document Number	0000573058
Date	Dec 27, 2019
Instrument	573058

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14538 Mountain Cliff Ln was $9,627 with a homeowner's exemption, up 242.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,999 (+1.46%) Land $78,582 Building $411,417	$489,999 (+1.46%) Land $78,582 Building $411,417
2025	$9,627.00 (+242.6%) Homeowner's exemption	$482,927 Land $78,582 Building $404,345	$482,927 Land $78,582 Building $404,345
2024	$2,810.00
2023		$496,918 Land $58,937 Building $437,981	$496,918 Land $58,937 Building $437,981
2022	$2,366.00
2020	$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14538 Mountain Cliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14538 Mountain Cliff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 361 serves 3,705 people · EPA ID TX1013123
Water Source	Purchased groundwater from HARRIS COUNTY MUD 344
Last State Inspection	Sep 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20