14534 Mountain Cliff Ln, Houston, TX 77044 Property Records

Harris County property record for 14534 Mountain Cliff Ln, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,220 sqft · built 2013
Lot Size0.195 acres (8,483 sqft)
Owner2 Individual Names on File
Last Sale$491,767 (May 2026)
Tax Bill$8,310 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN129-514-003-0013

Property Details

APN / Parcel Number

Primary APN129-514-003-0013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,220 sqft Living Area
1st Floor Area1,843 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,483 sqft (0.195 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area118 sqft
Patio Area495 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1295140030013
Street Address14534 MOUNTAIN CLIFF LN
CityHOUSTON
StateTX
Zip77044-1251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 13 BLK 3 SUMMERWOOD SEC 27
Legal SubdivisionSUMMERWOOD SEC 27
Legal Block3
Legal Lot Number13
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1006
Census Tract252003

Owner

14534 Mountain Cliff Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 19, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 28, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026 · Amount on File
Deed SaleMay 28, 2026 · Amount on File
Prior SaleMar 21, 2016 · Amount on File
Deed Document Number2026210125
Prior Transfer DateJan 26, 2016
Prior Transfer Doc20160050188
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000271914
DateMay 18, 2021
Instrument2021-271914
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJun 1, 2046

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103251
DateMar 19, 2026
Instrument2026-103251
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 13, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARRIS TX
Recording DateMay 28, 2026
Property Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Document Number0000210125
Instrument DateMay 15, 2026
Instrument2026210125
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyUNITED WHOLESALE MORTGAGE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251

Mortgage

Document Number0000210126,
DateMay 28, 2026
Instrument2026210126
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address14534 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1251
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021271914
DateMay 18, 2021
Instrument2021-271914
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJun 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 14534 Mountain Cliff Ln was $8,310, down 6.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,418 (+6.19%) Land $71,483 Building $380,935$452,418 (+6.19%) Land $71,483 Building $380,935
2025$8,310.00 (-6.59%) Homeowner's exemption$426,050 Land $71,483 Building $354,567$426,050 Land $71,483 Building $354,567
2024$8,896.00
2023$419,578 Land $53,612 Building $365,966$419,578 Land $53,612 Building $365,966
2022$2,021.00
2020$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14534 Mountain Cliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 134 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies134 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14534 Mountain Cliff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 361
serves 3,705 people · EPA ID TX1013123
Water SourcePurchased groundwater from HARRIS COUNTY MUD 344
Last State InspectionSep 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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