1453 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 1453 Rose Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2025)
Tax Bill	$964 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043 076`

Property Details

APN / Parcel Number

Primary APN	`043 076`
Alternative APN	`457550`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	90 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	457550
Street Address	1453 ROSE LN
City	TOCCOA
State	GA
Zip	30577-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 3 ROSE LN
Legal Subdivision	0200 - PRIMARY - SF
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2063
Census Tract	970302

Owner

1453 Rose Ln is owned and occupied by an individual who bought it in August 2025.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1453 ROSE LN, TOCCOA, GA 30577-8764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Grant Deed, Transfer DEPARTMENT OF HSNG SVCS
Aug 22, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Mar 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 17, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Book / Page	1419 / 92
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0010410168
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 19, 2020
Property Address	1453 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0012020202
Book / Page	001202 / 000202
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1453 ROSE LN TOCCOA GA 305778764, TOCCOA, GA 30577-8764

Mortgage

Document Number	12020203
Date	Feb 19, 2020
Book Page	001202/000203

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount on Record
Term	456 Months
Due	Feb 18, 2058

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 22, 2019
Property Address	1453 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0011870033
Book / Page	001187 / 000033
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 ROSE LN TOCCOA GA 305778764, TOCCOA, GA 30577-8764

Mortgage

Document Number	11870035
Date	Aug 22, 2019
Book Page	001187/000035

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 1, 2019
Property Address	1453 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0011720107
Book / Page	001172 / 000107
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 ROSE LN TOCCOA GA 305778764, TOCCOA, GA 30577-8764

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 17, 2018
Property Address	1453 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0011620266
Book / Page	001162 / 000266
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 ROSE LN TOCCOA GA 305778764, TOCCOA, GA 30577-8764

Tax Assessment & Valuation

The 2025 property tax bill for 1453 Rose Ln was $964 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,575 Land $2,526 Building $67,049	$173,939 Land $6,316 Building $167,623
2023	$429.00 (-69.53%) Homeowner's exemption	$42,398 (+6.45%) Land $2,526 Building $39,872	$105,996 (+6.45%) Land $6,316 Building $99,680
2022	$1,408.00 Homeowner's exemption	$39,830 Land $2,526 Building $37,304	$99,575 Land $6,316 Building $93,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1453 Rose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1453 Rose Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Windstream.

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