1439 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 1439 Rose Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2022)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043 077`

Property Details

APN / Parcel Number

Primary APN	`043 077`
Alternative APN	`457500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	457500
Street Address	1439 ROSE LN
City	TOCCOA
State	GA
Zip	30577-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 2 ROSE LN
Legal Subdivision	0200 - PRIMARY - SF
Legal Lot Number	2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2063
Census Tract	970302

Owner

1439 Rose Ln is owned and occupied by an individual who bought it in March 2022.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1439 ROSE LN, TOCCOA, GA 30577-8764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Aug 26, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Jun 22, 2012 · Amount on File
Deed Document Number	2022431
Deed Book / Page	1290 / 517
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0012650151
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 21, 2022
Property Address	1439 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0012900517
Book / Page	1290 / 517
Instrument Date	Mar 21, 2022
Instrument	2022-000431
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 ROSE LN, TOCCOA, GA 30577-8764

Mortgage

Document Number	0001290518
Date	Mar 21, 2022
Instrument	1290/518

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 21, 2022
Property Address	1439 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0012900517
Book / Page	1290 / 517
Instrument Date	Mar 21, 2022
Instrument	2022-000431
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 ROSE LN, TOCCOA, GA 30577-8764

Mortgage

Document Number	0012900000000518
Date	Mar 24, 2022
Book Page	0000001290/0000000518

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 26, 2021
Property Address	1439 ROSE LN, TOCCOA, GA 30577-8764
Document Number	0012650151
Book / Page	1265 / 151
Instrument Date	Aug 26, 2021
Instrument	2021-001247
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 SKYLINE DR, TOCCOA, GA 30577-5988

Tax Assessment & Valuation

The 2025 property tax bill for 1439 Rose Ln was $2,486 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 Homeowner's exemption	$87,874 Land $2,526 Building $85,348	$219,685 Land $6,316 Building $213,369
2023	$1,762.00 (+3.53%)	$51,508 (+7.03%) Land $2,526 Building $48,982	$128,772 (+7.03%) Land $6,316 Building $122,456
2022	$1,702.00	$48,123 Land $2,526 Building $45,597	$120,309 Land $6,316 Building $113,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1439 Rose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1439 Rose Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Windstream.

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