Polk County property record for 1453 Lucerne Loop Rd NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,746 sqft · built 2019 |
| Lot Size | 0.163 acres (7,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 2025) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-02-522102-000490 |
| Primary APN | 26-28-02-522102-000490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,746 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,105 sqft (0.163 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Street Address | 1453 LUCERNE LOOP RD NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCERNE PARK PB 171 PGS 1-4 LOT 49 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | LUCERNE PARK |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12804 |
1453 Lucerne Loop Rd NE is owned and occupied by two individuals who bought it in November 2025.
Source: Polk County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1453 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Deed Document Number | 2025269840 |
| Deed Book / Page | 13778 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 1453 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302 |
| Document Number | 0000269840 |
| Book / Page | 13778 / 604 |
| Map Reference | MB 171 PG 1-4 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025269840 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | INTERNATIONAL TITLE PARTNERS LLC, INTERNATIONAL TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27452 CALLE ARROYO, SAN JUAN CAPISTRANO, CA 92675-2748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1453 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9302 |
| Document Number | 0013778607 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 13778/607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 1453 Lucerne Loop Rd NE was $4,466, down 6.9% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,306 (-6.52%) Land $50,000 Building $173,306 | $223,306 (-6.52%) Land $50,000 Building $173,306 | |
| 2025 | $4,466.00 (-6.94%) | $238,882 (-6.86%) Land $50,000 Building $188,882 | $238,882 (-6.86%) Land $50,000 Building $188,882 |
| 2024 | $4,799.00 (-2.83%) | $256,479 (-1.93%) Land $50,000 Building $206,479 | $256,479 (-1.93%) Land $50,000 Building $206,479 |
| 2023 | $4,939.00 (+8.45%) | $261,522 (+9.26%) Land $48,000 Building $213,522 | $261,522 (+9.26%) Land $48,000 Building $213,522 |
| 2022 | $4,554.00 | $239,363 Land $40,000 Building $199,363 | $239,363 Land $40,000 Building $199,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1453 Lucerne Loop Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1453 Lucerne Loop Rd NE is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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