Polk County property record for 1446 Lucerne Loop Rd NE, Winter Haven, FL 33881
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.559 acres (24,359 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,093 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-02-522100-000090 |
| Primary APN | 26-28-02-522100-000090 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,359 sqft (0.559 acres) |
|---|---|
| View / Lot | Lake Front |
| Street Address | 1446 LUCERNE LOOP RD NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9329 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LUCERNE SHORES PB 39 PG 38 LOT 9 |
| Legal Subdivision | LUCERNE SHORES |
| Legal Tract | 522100 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 12804 |
Source: Polk County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1701 W WETHERBEE RD, 772223, ORLANDO, FL 32837-6591 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1446 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1701 W WETHERBEE RD, ORLANDO, FL 32837-6591 |
| Document Number | 0000095913 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 12666/331 |
| Instrument | 2023095913 |
| Name | D & S INVESTMENT CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,462 (-) Land $58,462 | $58,462 (-) Land $58,462 | |
| 2025 | $1,093.00 | $58,462 (+4.35%) Land $58,462 | $58,462 (+4.35%) Land $58,462 |
| 2024 | $1,093.00 (+3.31%) | ||
| 2023 | $1,058.00 (-0.75%) | $56,026 (-) Land $56,026 | $56,026 (-) Land $56,026 |
| 2022 | $1,066.00 | $56,026 Land $56,026 | $56,026 Land $56,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | WINTER HAVEN WATER DEPARTMENT |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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