Hamilton County property record for 14528 Adios Pass, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,696 sqft · built 1995 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,197 (2024) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-209-031.000-018 |
| Primary APN | 29-09-23-209-031.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,386 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 990 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 189 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230209031000 |
|---|---|
| Street Address | 14528 ADIOS PASS |
| City | CARMEL |
| State | IN |
| Zip | 46032-5191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 8, LOT 207 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | VILLAGE OF MOUNT CARMEL SECTION EIGHT |
| Legal Block | 8 |
| Legal Lot Number | 207 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 110906 |
14528 Adios Pass is owner-occupied and held in a trust since March 2024.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14528 ADIOS PASS, CARMEL, IN 46032-5191 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Intrafamily Transfer, Transfer |
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 14, 2020 | Deed of Trust, Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2014 |
| Deed Sale | Aug 28, 2014 |
| Prior Sale | Aug 28, 2014 |
| Deed Document Number | 2014038191 |
| Last Transfer Date | Mar 1, 2024 |
| Transfer Doc | 0000007000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 1, 2024 |
| Property Address | 14528 ADIOS PASS, CARMEL, IN 46032-5191 |
| Document Number | 0000007000 |
| Map Reference | DOC 93-60480 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024007000 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14528 ADIOS PASS, CARMEL, IN 46032-5191 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14528 ADIOS PASS, CARMEL, IN 46032-5191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021046787 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021046787 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 16, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14528 ADIOS PASS, CARMEL, IN 46032-5191 |
| Document Number | 0000022320 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14528 ADIOS PASS CARMEL IN 460325191, CARMEL, IN 46032-5191 |
| Document Number | 0000022320 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 22320 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432,300 (+14.06%) Land $128,700 Building $303,600 | $432,300 (+14.06%) Land $128,700 Building $303,600 | |
| 2024 | $4,197.00 (+4.85%) | $379,000 (-) Land $128,700 Building $250,300 | $379,000 (-) Land $128,700 Building $250,300 |
| 2023 | $4,003.00 (-5.52%) Homeowner's exemption | $379,000 (+3.1%) Land $128,700 Building $250,300 | $379,000 (+3.1%) Land $128,700 Building $250,300 |
| 2022 | $4,237.00 Homeowner's exemption | $367,600 Land $104,000 Building $263,600 | $367,600 Land $104,000 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14528 Adios Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14528 Adios Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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