Hamilton County property record for 14515 Adios Pass, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,077 sqft · built 1996 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $403,000 (Mar 2016) |
| Tax Bill | $4,724 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-209-004.000-018 |
| Primary APN | 29-09-23-209-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,077 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| 2nd Floor Area | 1,251 sqft |
| Attic | Attic |
| Attic Area | 805 sqft |
| Basement Area | 1,583 sqft |
| Finished Basement | 1,243 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1709230209004000 |
|---|---|
| Street Address | 14515 ADIOS PASS |
| City | CARMEL |
| State | IN |
| Zip | 46032-5192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 8, LOT 201, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | VILLAGE OF MT CARMEL |
| Legal Block | 8 |
| Legal Lot Number | 201 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 110906 |
14515 Adios Pass is owned and occupied by an individual who bought it in March 2016.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14515 ADIOS PASS, CARMEL, IN 46032-5192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2016 · Amount on File |
| Deed Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 2016009814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14515 ADIOS PASS, CARMEL, IN 46032-5192 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020916 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022020916 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14515 ADIOS PASS, CARMEL, IN 46032-5192 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 14515 ADIOS PASS, CARMEL, IN 46032-5192 |
| Document Number | 0000036918 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022036918 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483,600 (+14.81%) Land $129,900 Building $353,700 | $483,600 (+14.81%) Land $129,900 Building $353,700 | |
| 2024 | $4,724.00 (+4.65%) | $421,200 (-) Land $129,900 Building $291,300 | $421,200 (-) Land $129,900 Building $291,300 |
| 2023 | $4,514.00 (+0.8%) Homeowner's exemption | $421,200 (+8.42%) Land $129,900 Building $291,300 | $421,200 (+8.42%) Land $129,900 Building $291,300 |
| 2022 | $4,478.00 Homeowner's exemption | $388,500 Land $105,000 Building $283,500 | $388,500 Land $105,000 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14515 Adios Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14515 Adios Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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