14525 E 950th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14525 E 950th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1979
Square Footage1,631 sqft Base Area
Lot Size87,556 sqft (2.01 acres)
Garage506 sqft
OccupancyOwner Occupied
Last Sale$305,000 (2021)
Tax Bill$2,659.00 (2022)

Property Details

APN / Parcel Number

Primary APN14-10-016-107

Interior

Building Area1,631 sqft Base Area
Basement Area1,631 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area87,556 sqft (2.01 acres)
Parking Spaces2 Parking Spaces
Garage Area506 sqft Garage

Location & Zoning

Street Address14525 E 950TH AVE
CityEFFINGHAM
StateIL
Zip62401-4845
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 350FT OF W 415.02FT OF N 250FT NW SE 3695/268 3266/111 3088/309 2328/228 2328/225 2328/222 572/17
JurisdictionEFFINGHAM IL
Minor Civil DivisionWATSON
Census Blockgroup2
Census Block2025
Census Tract950500

Owner

Source: Effingham County records · APN 14-10-016-107

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address14525 E 950TH AVE, EFFINGHAM, IL 62401-4845
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
CROSSROADS BANK
Aug 03, 2020Deed of Trust, Mortgage · Commercial Mortgage
CROSSROADS BANK
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleDec 22, 2016 · Amount on Record
Deed Doc Number202121002976
Deed Book / Page3695 / 268
Record RefreshedJun 07, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14525 E 950TH AVE, EFFINGHAM, IL 62401-4845
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003343/201
DateOct 26, 2017
Book Page3343/201
Instrument201701705029
Lender
NameCROSSROADS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14525 E 950TH AVE, EFFINGHAM, IL 62401-4845
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003595/161
DateAug 03, 2020
Book Page3595/161
Instrument202020004170
Lender
NameCROSSROADS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueJul 28, 2027
Interest
Rate3.25%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 15, 2021
Property Address14525 E 950TH AVE, EFFINGHAM, IL 62401-4845
Document Number003695/268
Book / Page3695 / 268
Instrument DateJun 07, 2021
Instrument202121002976
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$432.75
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14525 E 950TH AVE, EFFINGHAM, IL 62401-4845

Mortgage

Document Number202121002977
DateJun 15, 2021
Instrument202121002977
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate3%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$2,659.00 Homeowner's exemption$57,290 Land $3,450 Building $53,840$171,870 Land $10,350 Building $161,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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