14398 E 950th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14398 E 950th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2015
Square Footage	1,213 sqft Base Area
Lot Size	14,810 sqft (0.339 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Last Sale	$98,000 (2023)
Tax Bill	$487.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-016-065`

Interior

Building Area	1,213 sqft Base Area
Basement Area	1,213 sqft Basement

Exterior

Year Built	Built 2015
Lot Area	14,810 sqft (0.339 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Location & Zoning

Street Address	14398 E 950TH AVE
City	EFFINGHAM
State	IL
Zip	62401-4852
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT SE NW 3695/254 2961/172 2544/303 2454/180 644/268
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2014
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-016-065

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit CLAY COUNTY SAVINGS BANK
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Jun 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Doc Number	202323001582
Deed Book / Page	3857 / 152
Record Refreshed	Jun 07, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 12, 2023
Property Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852
Document Number	003857/152
Book / Page	3857 / 152
Instrument Date	May 10, 2023
Instrument	202323001582
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852

Mortgage

Document Number	202322001583
Date	May 12, 2023
Instrument	202322001583

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003281/193
Date	Feb 27, 2017
Book Page	3281/193
Instrument	201701700884

Lender

Name	CLAY COUNTY SAVINGS BANK
Type	Bank
Address	LOUISVILLE, IL 62858

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Apr 24, 2022

Interest

Rate	4.5%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003768/24
Date	Mar 10, 2022
Book Page	3768/24
Instrument	202222001026

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 14, 2021
Property Address	14398 E 950TH AVE, EFFINGHAM, IL 62401-4852
Document Number	003695/254
Book / Page	3695 / 254
Instrument Date	Jun 08, 2021
Instrument	202121002969
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$139.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	14398 E 9250 AVE, EFFINGHAM, IL 62401

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$487.00 Homeowner's exemption Senior Citizen's exemption	$15,880 (-1%) Land $1,980 Building $13,900	$47,640 (-1%) Land $5,940 Building $41,700
2021		$16,040 Land $2,000 Building $14,040	$48,120 Land $6,000 Building $42,120
2018	$487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

14398 E 950th Ave, Effingham, IL 62401 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E 950th Ave

Nearby Streets

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