14524 Shipborne Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14524 Shipborne Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,647 sqft · built 2006
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Mar 2026)
Tax Bill	$1,553 (2026)
Deeds & Mortgages	Sep 2022 Refinance Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`726-66-19-54-600-000`

Property Details

APN / Parcel Number

Primary APN	`726-66-19-54-600-000`
Alternative APNs	`409543001` `446510000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,647 sqft Finished Area
1st Floor Area	216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	252 sqft
Patio Area	342 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	446510000
Street Address	14524 SHIPBORNE RD
City	MIDLOTHIAN
State	VA
Zip	23112-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	COLLINGTON SEC 6 016
Legal Subdivision	COLLINGTON
Legal Lot Number	16
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3009
Census Tract	101015

Owner

Source: Chesterfield County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage GEORGE MASON MTG
Nov 1, 2019	Warranty Deed, Transfer · VA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202611072
Deed Book / Page	15198 / 956
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	012509-790
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014100-356
Date	Sep 30, 2022
Book Page	14100/356
Instrument	2022042137

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 1, 2022
Property Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	014014-134
Book / Page	14014 / 134
Instrument Date	Jun 22, 2022
Instrument	2022029729
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	2022029730
Date	Jul 1, 2022
Instrument	2022029730

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	12879287
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14524 SHIPBORNE RD MIDLOTHIAN VA 231121590, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	12879287
Date	Aug 3, 2020
Book Page	012879/000287
Instrument	37962

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 1, 2019
Property Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	12509790
Book / Page	012509 / 000790
Instrument Date	Oct 17, 2019
Instrument	44444
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14524 SHIPBORNE RD MIDLOTHIAN VA 231121590, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	12509794
Date	Nov 1, 2019
Book Page	012509/000794
Instrument	44445

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,553.00 (+6,112%)	$686,900 (+7.43%) Land $89,000 Building $597,900	$686,900 (+7.43%) Land $89,000 Building $597,900
2025	$25.00	$639,400 (+27.78%) Land $83,000 Building $556,400	$639,400 (+27.78%) Land $83,000 Building $556,400
2023	$25.00	$500,400 Land $78,000 Building $422,400	$500,400 Land $78,000 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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