14518 Shipborne Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14518 Shipborne Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,349 sqft · built 2012
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (May 2025)
Tax Bill	$5,632 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`727-66-10-44-300-000`

Property Details

APN / Parcel Number

Primary APN	`727-66-10-44-300-000`
Alternative APNs	`354900001` `444652000` `489322000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,349 sqft Finished Area
1st Floor Area	226 sqft
Basement Area	1,550 sqft
Finished Basement	1,209 sqft
Unfinished Basement	341 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	489322000
Street Address	14518 SHIPBORNE RD
City	MIDLOTHIAN
State	VA
Zip	23112-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	COLLINGTON SEC 6 017
Legal Subdivision	COLLINGTON
Legal Lot Number	17
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3009
Census Tract	101015

Owner

14518 Shipborne Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 7, 2022	Correction Deed
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage THE CENTRAL TRUST BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	202515138
Deed Book / Page	14877 / 323
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 9, 2025
Property Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	014877-323
Book / Page	14877 / 323
Instrument Date	May 5, 2025
Instrument	2025015138
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	2025015139
Date	May 9, 2025
Instrument	2025015139

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 7, 2022
Property Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	013986-223
Book / Page	13986 / 223
Instrument Date	Jun 2, 2022
Instrument	2022026036
Record Updated	Jun 22, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14524 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 7, 2022
Property Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	013986-227
Book / Page	13986 / 227
Instrument Date	Jun 2, 2022
Instrument	2022026037
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	2022026040
Date	Jun 7, 2022
Instrument	2022026040

Lender

Name	THE CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14518 SHIPBORNE RD, MIDLOTHIAN, VA 23112-1590
Document Number	1265622
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14518 SHIPBORNE RD MIDLOTHIAN VA 231121590, MIDLOTHIAN, VA 23112-1590

Mortgage

Document Number	1265622
Date	Mar 6, 2020
Book Page	012656/000022
Instrument	10466

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14518 Shipborne Rd was $5,632.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,632.00	$630,000 (+7.44%) Land $89,000 Building $541,000	$630,000 (+7.44%) Land $89,000 Building $541,000
2025		$586,400 Land $83,000 Building $503,400	$586,400 Land $83,000 Building $503,400
2023	$4,283.00	$468,000 Land $78,000 Building $390,000	$468,000 Land $78,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14518 Shipborne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14518 Shipborne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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