14523 E 500th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14523 E 500th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,414 sqft · built 1986
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Dec 2019)
Tax Bill	$3,424 (2022)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-004-010`

Property Details

APN / Parcel Number

Primary APN	`13-09-004-010`

Interior

Stories	1 Story
Building Area	1,414 sqft Base Area
Basement Area	1,414 sqft

Exterior

Year Built	Built 1986
Construction Type	Masonry / Concrete Block
Lot Area	174,240 sqft (4 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14523 E 500TH AVE
City	WATSON
State	IL
Zip	62473-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW CORNER LOT 6 SW SE 3518/253 3117/170 2236/285 1110/87 904/149
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	3
Census Block	3033
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14523 E 500TH AVE, WATSON, IL 62473-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	201901905066
Deed Book / Page	3518 / 253
Record Updated	Jun 7, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 10, 2019
Property Address	14523 E 500TH AVE, WATSON, IL 62473-2407
Document Number	003518/253
Book / Page	3518 / 253
Instrument Date	Nov 13, 2019
Instrument	201901905066
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14523 E 500TH AVE, WATSON, IL 62473-2407

Mortgage

Document Number	201901905067
Date	Dec 10, 2019
Instrument	201901905067

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,424.00 Homeowner's exemption	$69,000 Land $5,380 Building $63,620	$207,000 Land $16,140 Building $190,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: Frontier, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 500th Ave

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