14440 E 500th Ave, Watson, IL 62473 Property Records

Effingham County property record for 14440 E 500th Ave, Watson, IL 62473

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	1,971 sqft · built 1998
Lot Size	39.9 acres (1,741,529 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Sep 1986)
Tax Bill	$1,555 (2022)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-004-008`

Property Details

APN / Parcel Number

Primary APN	`13-09-004-008`

Interior

Stories	1 Story
Building Area	1,971 sqft Base Area

Exterior

Year Built	Built 1998
Construction Type	Frame
Lot Area	1,741,529 sqft (39.9 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	1,050 sqft

Location & Zoning

Street Address	14440 E 500TH AVE
City	WATSON
State	IL
Zip	62473-2263
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SE SW EXCEPT HULL CEMETERY AS EXEMPTED IN DOC# 83-25-120 1541/184 763/353
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	3
Census Block	3033
Census Tract	950500

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14440 E 500TH AVE, WATSON, IL 62473-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 1986 · Amount on Record
Deed Sale	Sep 26, 1986 · Amount on Record
Deed Document Number	20002002850
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14440 E 500TH AVE, WATSON, IL 62473-2263
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3671/223
Date	Mar 29, 2021
Book Page	3671/223
Instrument	202121001523

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	164 Months
Due	Nov 3, 2034

Interest

Rate	2.37%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,555.00 Homeowner's exemption Senior Citizen's exemption	$79,620 Land $42,740 Building $36,880	$238,860 Land $128,220 Building $110,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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