14520 Etchingham Dr, Lockport, IL 60441 Property Records

Will County property record for 14520 Etchingham Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,074 sqft · built 2003
Lot Size	0.21 acres (9,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Dec 2003)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-21-407-008`

Property Details

APN / Parcel Number

Primary APN	`16-05-21-407-008`

Interior

Stories	2 Stories
Building Area	2,074 sqft Living Area
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,334 sqft (0.21 acres)
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14520 ETCHINGHAM DR
City	LOCKPORT
State	IL
Zip	60441-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 282 IN VICTORIA CROSSINGS EAST UNIT 6, BEING A SUB PRT OF THE SE1/4 SEC. 21 PRT OF THE SW1/4 OF SEC. 22 T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	22
Legal Subdivision	VICTORIA CROSSINGS EAST UNIT 6
Legal Lot Number	282
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2016
Census Tract	881007

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14520 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2003 · Amount on Record
Deed Sale	Dec 15, 2003 · Amount on Record
Deed Document Number	2003302543
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	14520 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14520 ETCHINGHAM DR, LOCKPORT, IL 60441-5062

Mortgage

Document Number	0000038346
Date	Jul 31, 2023
Instrument	R2023038346

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	LOCKPORT, IL 60441

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	14520 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Document Number	0000001811
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14520 ETCHINGHAM DR LOCKPORT IL 604415062, LOCKPORT, IL 60441-5062

Mortgage

Document Number	0000001811
Date	Jan 6, 2017
Instrument	1811

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2027

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,233.00 (+15.53%)	$126,419 (+7.6%) Land $23,024 Building $103,395	$379,257 (+7.6%) Land $69,072 Building $310,185
2024		$117,490 (+28.58%) Land $21,398 Building $96,092	$352,470 (+28.58%) Land $64,194 Building $288,276
2022	$7,992.00 Homeowner's exemption	$91,374 Land $18,110 Building $73,264	$274,122 Land $54,330 Building $219,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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