14512 Etchingham Dr, Lockport, IL 60441 Property Records

Will County property record for 14512 Etchingham Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,899 sqft · built 2003
Lot Size	0.22 acres (9,623 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2023)
Tax Bill	$12,080 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-21-407-009`

Property Details

APN / Parcel Number

Primary APN	`16-05-21-407-009`

Interior

Stories	2 Stories
Building Area	2,899 sqft Living Area
Basement Area	1,571 sqft
Unfinished Basement	1,571 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,623 sqft (0.22 acres)
Garage Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14512 ETCHINGHAM DR
City	LOCKPORT
State	IL
Zip	60441-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 281 IN VICTORIA CROSSINGS EAST UNIT 6, BEING A SUB PRT OF THE SE1/4 SEC. 21 PRT OF THE SW1/4 OF SEC. 22 T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	22
Legal Subdivision	VICTORIA CROSSING
Legal Lot Number	281
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2016
Census Tract	881007

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 4, 2022	Deed of Trust, Mortgage SPRING EQ LLC
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202329403
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0000001404
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 14, 2023
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Document Number	0000029403
Map Reference	DOC R2001058918
Instrument Date	May 22, 2023
Instrument	R2023029403
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062

Mortgage

Document Number	0000029404
Date	Jun 14, 2023
Instrument	R2023029404

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.4%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000918
Date	Jan 6, 2023
Instrument	R2023000918

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073030
Date	Oct 4, 2022
Instrument	R2022073030

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134982
Date	Dec 17, 2021
Instrument	R2021134982

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 17, 2019
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Document Number	0000045665
Instrument Date	Jul 11, 2019
Instrument	45665
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14512 ETCHINGHAM DR LOCKPORT IL 604415062, LOCKPORT, IL 60441-5062

Mortgage

Document Number	45667
Date	Jul 17, 2019
Instrument	45667

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jan 6, 2017
Property Address	14512 ETCHINGHAM DR, LOCKPORT, IL 60441-5062
Document Number	0000001404
Instrument Date	Nov 4, 2016
Instrument	1404
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14512 ETCHINGHAM DR LOCKPORT IL 604415062, LOCKPORT, IL 60441-5062

Mortgage

Document Number	1405
Date	Jan 6, 2017
Instrument	1405

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,080.00 (+18.78%)	$152,473 (+7.6%) Land $23,024 Building $129,449	$457,419 (+7.6%) Land $69,072 Building $388,347
2024		$141,704 (+23.62%) Land $21,398 Building $120,306	$425,112 (+23.62%) Land $64,194 Building $360,918
2022	$10,170.00 Homeowner's exemption	$114,629 (+5.55%) Land $18,110 Building $96,519	$343,887 (+9.58%) Land $54,330 Building $289,557
2021		$108,602 Land $17,158 Building $91,444
2020			$313,818 Land $49,581 Building $264,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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