14515 Old Lyme Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14515 Old Lyme Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,429 sqft · built 1988
Lot Size	0.462 acres (20,117 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jul 2025)
Tax Bill	$7,415 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02777932`

Property Details

APN / Parcel Number

Primary APN	`05-02777932`
Alternative APN	`02777932`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,429 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	1,138 sqft
Finished Basement	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,117 sqft (0.462 acres)
Porch	Open Porch
Porch Area	237 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02777932
Street Address	14515 OLD LYME DR
City	SILVER SPRING
State	MD
Zip	20905-5880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OLD SALEM VILLAGE
Legal Subdivision	OLD SALEM VILLAGE
Legal Block	4
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	701407

Owner

14515 Old Lyme Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14515 OLD LYME DR, SILVER SPRING, MD 20905-5880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Jan 8, 1999 · Amount on File
Deed Book / Page	69444 / 464
Transfer Doc	1274000574
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14515 OLD LYME DR, SILVER SPRING, MD 20905-5880
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 OLD LYME DR, SILVER SPRING, MD 20905-5880

Mortgage

Document Number	0668090199
Date	Mar 13, 2023
Book Page	66809/199

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14515 Old Lyme Dr was $7,415.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,200 (+6.75%) Land $265,100 Building $358,100	$623,200 (-) Land $265,100 Building $358,100
2025	$7,415.00	$583,800	$623,200 Land $265,100 Building $358,100
2023		$505,000 (+0.87%) Land $265,100 Building $239,900	$505,000 (-) Land $265,100 Building $239,900
2022	$5,367.00	$500,633	$505,000 Land $265,100 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14515 Old Lyme Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1987–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14515 Old Lyme Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250