14514 Old Lyme Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 14514 Old Lyme Dr, Silver Spring, MD 20905

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,988 sqft · built 2008
Lot Size0.35 acres (15,256 sqft)
Owner2 Individual Names on File
Last Sale$667,500 (Oct 2020)
Tax Bill$8,572 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00345444

Property Details

APN / Parcel Number

Primary APN05-00345444
Alternative APN
  • 00345444

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,988 sqft Living Area
Gross Area4,408 sqft
1st Floor Area1,597 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialSiding
Construction TypeFrame
Lot Area15,256 sqft (0.35 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area155 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00345444
Street Address14514 OLD LYME DR
CitySILVER SPRING
StateMD
Zip20905-5805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionOLD SALEM VILL
Legal SubdivisionOLD SALEM VILLAGE
Legal Block5
Legal Lot NumberP9
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3011
Census Tract701407

Owner

14514 Old Lyme Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address14514 OLD LYME DR, SILVER SPRING, MD 20905-5805
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Oct 26, 2020Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Prior SaleMar 11, 2008 · Amount on File
Deed Book / Page60888 / 144
Prior Transfer DateOct 25, 2013
Prior Transfer Doc0479940314
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address14514 OLD LYME DR, SILVER SPRING, MD 20905-5805
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0551570034
DateOct 30, 2017
Book Page55157/034
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 26, 2020
Property Address14514 OLD LYME DR, SILVER SPRING, MD 20905-5805
Document Number0608880144
Book / Page60888 / 144
Map ReferenceMB 23 PL 1460
Instrument DateAug 24, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCAPITOL SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14514 OLD LYME DR, SILVER SPRING, MD 20905-5805

Mortgage

Document Number60888151
DateOct 26, 2020
Instrument60888/151
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14514 Old Lyme Dr was $8,572, up 0.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$754,000 (+8.03%) Land $253,900 Building $500,100$754,000 (-) Land $253,900 Building $500,100
2025$8,572.00 (+0.54%)$697,933$754,000 Land $253,900 Building $500,100
2024$8,526.00
2023$585,800 Land $253,900 Building $331,900$585,800 Land $253,900 Building $331,900
2022$6,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14514 Old Lyme Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1987–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14514 Old Lyme Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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