14515 E Blanchard Rd, Elk, WA 99009 Property Records

Spokane County property record for 14515 E Blanchard Rd, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 2024
Lot Size	84.4 acres (3,677,771 sqft)
Owner	Individual Name on Record
Tax Bill	$2,859 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49235.9053`

Property Details

APN / Parcel Number

Primary APN	`49235.9053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Upper Floors Area	672 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,677,771 sqft
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	488 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	14515 E BLANCHARD RD
City	ELK
State	WA
Zip	99009-9689
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	23-29-44 SE1/4 OF SW1/4 EXC S450 OF W470 & NE1/4 OF SW 1/4 & N1700 OF W200 OF SE1/4 EXC RD (SENIOR EXEMPTION PARCEL EXEMPT ON 5 AC & MAIN HOUSE REMAINING 79.43 AC AND ALL OTHER BUILDINGS TAXABLE)
Legal Range	44
Legal Township	29
Legal Section	23
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1025
Census Tract	10102

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit OPEN MORTGAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 E BLANCHARD RD, ELK, WA 99009-9689

Mortgage

Document Number	0007203247
Date	Apr 29, 2022
Instrument	7203247

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	880 Months
Due	Aug 8, 2095

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006999494
Date	Nov 24, 2020
Instrument	6999494

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Document Number	0006999495
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 E BLANCHARD RD ELK WA 990099689, ELK, WA 99009-9689

Mortgage

Document Number	0006999495
Date	Nov 24, 2020
Instrument	6999495

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Nov 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.58%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Document Number	0006625688
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 E BLANCHARD RD ELK WA 990099689, ELK, WA 99009-9689

Mortgage

Document Number	0006625688
Date	Jul 31, 2017
Instrument	6625688

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jul 30, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.61%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14515 E BLANCHARD RD, ELK, WA 99009-9689
Document Number	0006625687
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 E BLANCHARD RD ELK WA 990099689, ELK, WA 99009-9689

Mortgage

Document Number	0006625687
Date	Jul 31, 2017
Instrument	6625687

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jul 30, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,859.00 (+17.46%) Senior Citizen's exemption	$666,290 (+25.06%) Land $343,290 Building $323,000	$666,290 (+25.06%) Land $343,290 Building $323,000
2025	$2,434.00 (+71.29%) Disabled Person's exemption Senior Citizen's exemption
2024		$532,760 (+10.66%) Land $260,860 Building $271,900	$532,760 (+10.66%) Land $260,860 Building $271,900
2023	$1,421.00 (-41.62%) Disabled Person's exemption Senior Citizen's exemption	$481,460 Land $243,060 Building $238,400	$481,460 Land $243,060 Building $238,400
2022	$2,434.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Blanchard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures