14313 E Blanchard Rd, Elk, WA 99009 Property Records

Spokane County property record for 14313 E Blanchard Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,174 sqft · built 1957
Lot Size	4.16 acres (181,210 sqft)
Owner	2 Individual Names on File
Last Sale	$419,900 (Sep 2025)
Tax Bill	$1,418 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49233.9034`

Property Details

APN / Parcel Number

Primary APN	`49233.9034`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	181,210 sqft
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	25 sqft
Patio Area	70 sqft
Shed	1 Shed
Shed Area	200 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14313 E BLANCHARD RD
City	ELK
State	WA
Zip	99009-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	23-29-44 S450 OF W470 OF SE1/4 OF SW1/4 EXC S210 OF W 90 & EXC RD
Legal Range	44
Legal Township	29
Legal Section	23
Legal Block	1
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1025
Census Tract	10102

Owner

14313 E Blanchard Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14313 E BLANCHARD RD, ELK, WA 99009-9688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Dec 8, 2022 · Amount on File
Deed Document Number	20257443182
Prior Transfer Date	Apr 1, 2015
Prior Transfer Doc	0006385560
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2025
Property Address	14313 E BLANCHARD RD, ELK, WA 99009-9688
Document Number	0007443182
Instrument Date	Sep 24, 2025
Instrument	7443182
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,723.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14313 E BLANCHARD RD, ELK, WA 99009-9688

Mortgage

Document Number	0007443183
Date	Sep 25, 2025
Instrument	7443183

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0007443184
Date	Sep 25, 2025
Instrument	7443184

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 8, 2022
Property Address	14313 E BLANCHARD RD, ELK, WA 99009-9688
Document Number	0007257440
Instrument Date	Dec 5, 2022
Instrument	7257440
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14313 E BLANCHARD RD, ELK, WA 99009-9688

Mortgage

Document Number	0007257441
Date	Dec 8, 2022
Instrument	7257441

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 14313 E Blanchard Rd was $1,418, down 5.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,418.00 (-5.72%)	$368,900 (+134.01%) Land $78,700 Building $290,200	$368,900 (+134.01%) Land $78,700 Building $290,200
2025	$1,504.00 (+21.49%)	$157,640 (-43.32%) Land $54,440 Building $103,200	$157,640 (-43.32%) Land $54,440 Building $103,200
2024	$1,238.00 (-31.37%)	$278,140 (+23.15%) Land $54,440 Building $223,700	$278,140 (+23.15%) Land $54,440 Building $223,700
2023	$1,804.00 (-15.38%)	$225,850 Land $44,650 Building $181,200	$225,850 Land $44,650 Building $181,200
2022	$2,132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14313 E Blanchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14313 E Blanchard Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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