Lincoln County property record for 1451 Spring Ridge Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,113 sqft · built 2020 |
| Lot Size | 0.078 acres (3,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Feb 2021) |
| Tax Bill | $2,978 (2026) |
| Deeds & Mortgages | Jun 2020 Construction Loan Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-71-5852 |
| Primary APN | 4604-71-5852 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 3,398 sqft (0.078 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 283012 |
|---|---|
| Street Address | 1451 SPRING RIDGE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #56 LT SPRINGS AT |
| Legal Subdivision | THE SPRINGS AT WESTPORT CLUB |
| Legal Lot Number | 56 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71202 |
1451 Spring Ridge Ln is owned and occupied by two individuals who bought it in February 2021.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1451 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK |
| Feb 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on File |
| Deed Sale | Feb 17, 2021 · Amount on File |
| Deed Document Number | 2021625464 |
| Deed Book / Page | 3007 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1451 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2916256 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 2916/256 |
| Instrument | 610123 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 17, 2021 |
| Property Address | 1451 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Document Number | 3007495 |
| Book / Page | 3007 / 495 |
| Map Reference | MB 17 PG 389 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 625464 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1451 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Document Number | 625465 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 625465 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 1451 Spring Ridge Ln was $2,978.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,978.00 | $469,906 Land $80,400 Building $389,506 | $469,906 Land $80,400 Building $389,506 |
| 2023 | $2,991.00 | $477,506 Land $88,000 Building $389,506 | $477,506 Land $88,000 Building $389,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1451 Spring Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1451 Spring Ridge Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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