Lincoln County property record for 1443 Spring Ridge Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,713 sqft · built 2021 |
| Lot Size | 0.078 acres (3,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Apr 2022) |
| Tax Bill | $2,647 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-71-6872 |
| Primary APN | 4604-71-6872 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 3,398 sqft (0.078 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 290433 |
|---|---|
| Street Address | 1443 SPRING RIDGE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #54 LT SPRINGS AT |
| Legal Lot Number | 54 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71202 |
1443 Spring Ridge Ln is owned and occupied by two individuals who bought it in April 2022.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1443 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on File |
| Deed Sale | Apr 22, 2022 · Amount on File |
| Deed Document Number | 2022651167 |
| Deed Book / Page | 3158 / 548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1443 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1400 BATTLEGROUND AVE 124, 124, GREENSBORO, NC 27408-8030 |
| Document Number | 0003087579 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 3087/579 |
| Instrument | 639283 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 1443 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Document Number | 0003158548 |
| Book / Page | 3158 / 548 |
| Map Reference | MB 17 PG 389 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 651167 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9007, GREENSBORO, NC 27429-0007 |
| Name | Verified Name |
|---|---|
| Address | 1443 SPRING RIDGE LN, DENVER, NC 28037-6253 |
| Document Number | 0000651168 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 651168 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 1443 Spring Ridge Ln was $2,647.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647.00 | $415,094 Land $80,400 Building $334,694 | $415,094 Land $80,400 Building $334,694 |
| 2023 | $2,662.00 | $422,694 Land $88,000 Building $334,694 | $422,694 Land $88,000 Building $334,694 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1443 Spring Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1443 Spring Ridge Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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