1451 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1451 River Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,108 sqft · built 1999
Lot Size	0.941 acres (40,990 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Aug 2019)
Tax Bill	$5,644 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-450-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-450-0006-000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,108 sqft Living Area
1st Floor Area	2,072 sqft
Basement Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	40,990 sqft (0.941 acres)
Lot Dimensions	410 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1451 RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	THAT PART OF LOT 30, 8 & 9 DESC AS BEG AT SW COR OF SAID LOT 30, TH N 1D 30M 3S E 24.99', TH N 89D 33M 3S E 195.27', TH N 1D 53M 30S W 74.94', TH N 89D 33M 3S E 157.38', TH S 5D 15M 22S E 100.24', TH S 89D 33M 3S W 360.02' TO BEG IDLEWILD
Legal Subdivision	HARVEY C PARK SUB
Legal Lot Number	8-9,30
Legal Unit	30,30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640100

Owner

Source: St. Clair County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Dec 13, 2019	Quit Claim Deed, Transfer HURON TITLE
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Nov 6, 2017	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	201917473
Deed Book / Page	5090 / 294
Last Transfer Date	Dec 11, 2019
Transfer Doc	0005130946
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806

Mortgage

Document Number	0052780090
Date	Nov 24, 2020
Book Page	5278/90
Instrument	2020029760

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 13, 2019
Property Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806
Document Number	0051300946
Book / Page	005130 / 000946
Instrument Date	Dec 11, 2019
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	HURON TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1451 RIVER RD ST CLAIR MI 480792806, ST CLAIR, MI 48079-2806

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 26, 2019
Property Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806
Document Number	0005090294
Book / Page	5090 / 294
Map Reference	LB 8 PG 78
Instrument Date	Jul 19, 2019
Instrument	2019017473
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,493.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 LONG GROVE LN, FISHERS, IN 46038-4469

Mortgage

Document Number	2019017474
Date	Aug 26, 2019
Instrument	2019017474

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 6, 2017
Property Address	1451 RIVER RD, SAINT CLAIR, MI 48079-2806
Document Number	0048860550
Book / Page	004886 / 000550
Instrument Date	Oct 20, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8217 LONG GROVE LN FISHERS IN 460384470, FISHERS, IN 46038-4470

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,644.00 (-27.8%) Homeowner's exemption	$389,200 (+19.94%)
2024	$7,817.00 (+7.07%)		$778,400 (+19.94%)
2023		$324,500
2022	$7,301.00		$649,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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