1451 Ridge Rd, Vista, CA 92081 Property Records

San Diego County property record for 1451 Ridge Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1964
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$905,000 (Jul 2021)
Tax Bill	$10,804 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-150-04-00`

Property Details

APN / Parcel Number

Primary APN	`169-150-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,828 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1451 RIDGE RD
City	VISTA
State	CA
Zip	92081-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 96 POR TR 002069
Legal Subdivision	RANCHO MAR VISTA
Legal Tract	002069
Legal Block	1
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1019
Census Tract	19701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1451 RIDGE RD, VISTA, CA 92081-6517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 28, 2018	Grant Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC
Aug 3, 2017	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	2021531765
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0000549816
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2021
Property Address	1451 RIDGE RD, VISTA, CA 92081-6517
Document Number	0000531765
Map Reference	MAP 2069
Instrument Date	Jul 6, 2021
Instrument	2021-0531765
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TTL CO OF CA SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 RIDGE RD, VISTA, CA 92081-6517

Mortgage

Document Number	0000531766
Date	Jul 26, 2021
Instrument	2021-0531766

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000531767
Date	Jul 26, 2021
Instrument	2021-0531767

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1451 RIDGE RD, VISTA, CA 92081-6517
Document Number	0000246995
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1451 RIDGE RD VISTA CA 920816517, VISTA, CA 92081-6517

Mortgage

Document Number	0000246995
Date	May 15, 2020
Instrument	246995

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2018
Property Address	1451 RIDGE RD, VISTA, CA 92081-6517
Document Number	0000491453
Map Reference	MAP 2069
Instrument Date	Oct 23, 2018
Instrument	2018-0491453
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1451 RIDGE RD, VISTA, CA 92081-6517

Mortgage

Document Number	0000491454
Date	Nov 28, 2018
Instrument	2018-0491454

Lender

Name	BBMC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2017
Property Address	1451 RIDGE RD, VISTA, CA 92081-6517
Document Number	0000352353
Map Reference	MAP2069
Instrument Date	Jul 11, 2017
Instrument	2017-0352353
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1451 RIDGE RD, VISTA, CA 92081-6517

Mortgage

Document Number	0000352354
Date	Aug 3, 2017
Instrument	2017-0352354

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,600 (+2%) Land $811,824 Building $167,776
2025	$10,804.00 (+8.69%) Homeowner's exemption	$960,393 (+4.04%) Land $795,906 Building $164,487
2023	$9,940.00 (+0.26%) Homeowner's exemption	$923,100 Land $765,000 Building $158,100
2022	$9,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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