1451 Destiny Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 1451 Destiny Ln, Kalispell, MT 59901

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,331 sqft · built 2020
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Tax Bill	$3,476 (2023)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R853493`

Property Details

APN / Parcel Number

Primary APN	`R853493`
Alternative APNs	`07-3966-19-4-02-58-5451` `0000507644`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,331 sqft

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000507644
Street Address	1451 DESTINY LN
City	KALISPELL
State	MT
Zip	59901-3649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SOUTHSIDE EST PH 2, S19, T28 N, R21 W, LOT 49B
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Quarter	SE
Legal Subdivision	SOUTHSIDE EST PH 2
Legal Lot Number	49B
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	1201

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 8976, KALISPELL, MT 59904-1976
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Deed Document Number	202000019425
Record Updated	Jun 7, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 13, 2025
Property Address	1451 DESTINY LN, KALISPELL, MT 59901-3649
Document Number	202500017362
Instrument Date	Aug 13, 2025
Instrument	202500017362
Transaction Type	Transfer
Record Updated	Sep 15, 2025
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 DESTINY LN, KALISPELL, MT 59901-3649

Mortgage

Document Number	202500017363
Date	Aug 13, 2025
Instrument	202500017363

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 14, 2020
Property Address	1451 DESTINY LN, KALISPELL, MT 59901-3649
Document Number	202000019425
Instrument Date	Jul 8, 2020
Instrument	202000019425
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 8976, KALISPELL, MT 59904-1976
Investor	Possibly a Property Investor

Mortgage

Document Number	202000019426
Date	Jul 14, 2020
Instrument	202000019426

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,476.00	$347,300	$347,300 Land $66,820 Building $280,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: CenturyLink.

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