1446 Destiny Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 1446 Destiny Ln, Kalispell, MT 59901

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,349 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$244,700 (Sep 2020)
Tax Bill	$2,373 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R853463`

Property Details

APN / Parcel Number

Primary APN	`R853463`
Alternative APNs	`07-3966-19-4-02-24-5446` `0000507610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,349 sqft Living Area
1st Floor Area	1,349 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000507610
Street Address	1446 DESTINY LN
City	KALISPELL
State	MT
Zip	59901-3649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SOUTHSIDE EST PH 2, S19, T28 N, R21 W, LOT 33B
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	SOUTHSIDE EST PH 2
Legal Lot Number	33B
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1032
Census Tract	1201

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1446 DESTINY LN, KALISPELL, MT 59901-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2020	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	202029983
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jun 26, 2026
Property Address	1446 DESTINY LN, KALISPELL, MT 59901-3649
Document Number	0000012911
Instrument Date	Jun 22, 2026
Instrument	202612911
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	MT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 DESTINY LN, KALISPELL, MT 59901-3649

Mortgage

Document Number	0000012911,
Date	Jun 26, 2026
Instrument	202612911

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1446 DESTINY LN, KALISPELL, MT 59901-3649
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021115
Date	Jun 22, 2021
Instrument	202100021115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 14, 2020
Property Address	1446 DESTINY LN, KALISPELL, MT 59901-3649
Document Number	202000029983
Instrument Date	Jul 31, 2020
Instrument	202000029983
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 DESTINY LN, KALISPELL, MT 59901-3649

Mortgage

Document Number	202000029984
Date	Sep 14, 2020
Instrument	202000029984

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,373.00 (+6.94%)	$444,200 (-)
2025	$2,219.00 (-39.39%)	$444,200 (+21.43%)	$444,200 (+21.43%) Land $73,388 Building $370,812
2023	$3,661.00	$365,800	$365,800 Land $70,975 Building $294,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: CenturyLink.

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