14505 E Kentucky Rd, Independence, MO 64050 Property Records

Jackson County property record for 14505 E Kentucky Rd, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1992
Lot Size	1.3 acres (56,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,350 (Nov 2023)
Tax Bill	$3,019 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-500-01-31`

Property Details

APN / Parcel Number

Primary APN	`15-500-01-31`
Alternative APNs	`15-500-01-31-00-0-00-000` `15500013100000001` `730618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,601 sqft
Basement Area	1,841 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	56,828 sqft (1.3 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	730618
Street Address	14505 E KENTUCKY RD
City	INDEPENDENCE
State	MO
Zip	64050-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK PT OF LOT 8 DAF: BEG NW COR OF LOT 8 TH E 198.8 TH S 278.58 TH W 200.12 TH N 278.6 TO POB AKA TR A CERT SU RV T-5 PG-9
Legal Subdivision	DEER CREEK
Legal Tract	A
Legal Block	1
Legal Lot Number	8
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer · Closed-End Mortgage BISON STATE BANK
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 8, 2019	Loan Modification, Mortgage WELLS FARGO BK
Sep 7, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 30, 2018	Deed of Trust, Mortgage · Line of Credit LRF TRUSTEE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Oct 25, 2023
Deed Document Number	202382361
Prior Transfer Date	Nov 8, 2023
Prior Transfer Doc	00E0082361
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Nov 14, 2023
Property Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Document Number	00E0082361
Instrument Date	Nov 5, 2023
Instrument	2023E0082361
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0082362
Date	Nov 14, 2023
Instrument	2023E0082362

Lender

Name	BISON STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 14, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years
Index	FHLBNY's 5-Year Index

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 28, 2022
Property Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Document Number	00E0009213
Map Reference	DOC I-1056655
Instrument Date	Jan 27, 2022
Instrument	2022E0009213
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359

Mortgage

Document Number	00E0009214
Date	Jan 28, 2022
Instrument	2022E0009214

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Document Number	0000E90525
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14505 E KENTUCKY RD INDEPENDENCE MO 640501359, INDEPENDENCE, MO 64050-1359

Mortgage

Document Number	0000E90525
Date	Nov 5, 2019
Instrument	90525E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 4, 2059

Interest

Rate	4%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 7, 2018
Property Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Document Number	0000E78461
Instrument Date	Sep 6, 2018
Instrument	78461E
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 W 39TH ST #806 NEW YORK NY 100180548, 806, NEW YORK, NY 10018-0548

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	14505 E KENTUCKY RD, INDEPENDENCE, MO 64050-1359
Document Number	0000E51333
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14505 E KENTUCKY RD INDEPENDENCE MO 640501359, INDEPENDENCE, MO 64050-1359

Mortgage

Document Number	0000E51333
Date	Jun 13, 2018
Instrument	51333E

Lender

Name	LRF TRUSTEE LLC
Address	1010 WALNUT ST # 500, KANSAS CITY, MO 64106-2147

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,723 (+15%) Land $6,019 Building $37,704	$230,120 (+15%)
2024	$3,019.00 (+0.5%)
2023	$3,004.00	$38,021 Land $3,359 Building $34,662	$200,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2012–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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