14315 E Kentucky Rd, Independence, MO 64050 Property Records

Jackson County property record for 14315 E Kentucky Rd, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,053 sqft · built 1985
Lot Size	3.45 acres (150,326 sqft)
Owner	2 Company Names on Record
Last Sale	$268,200 (Mar 2021)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-500-01-18`

Property Details

APN / Parcel Number

Primary APN	`15-500-01-18`
Alternative APNs	`15-500-01-18-00-0-00-000` `15500011800000001` `730597`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	676 sqft
Basement Area	1,118 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	150,326 sqft (3.45 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	305 sqft
Patio Area	315 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	730597
Street Address	14315 E KENTUCKY RD
City	INDEPENDENCE
State	MO
Zip	64050-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK LOT 10
Legal Subdivision	DEER CREEK
Legal Block	1
Legal Lot Number	10
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Special Warranty Deed, Transfer COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Apr 21, 2022	Intrafamily Transfer, Transfer
Mar 19, 2021	Warranty Deed, Transfer
Sep 5, 2019	Deed of Trust, Mortgage COMMERCE BK
Apr 30, 2019	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Feb 26, 2004 · Amount on Record
Deed Document Number	2021E29957
Last Transfer Date	Apr 14, 2022
Transfer Doc	00E0038760
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 11, 2026
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Document Number	0000068593
Instrument Date	Aug 3, 2026
Instrument	202668593
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0030088
Date	Mar 19, 2021
Instrument	2021E0030088

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Apr 21, 2022
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Document Number	00E0038760
Instrument Date	Apr 21, 2022
Instrument	2022E0038760
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 19, 2021
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Document Number	00E0029957
Instrument Date	Mar 15, 2021
Instrument	2021E0029957
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Document Number	0000E73684
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14315 E KENTUCKY RD INDEPENDENCE MO 640501360, INDEPENDENCE, MO 64050-1360

Mortgage

Document Number	0000E73684
Date	Sep 16, 2019
Instrument	73684E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	14315 E KENTUCKY RD, INDEPENDENCE, MO 64050-1360
Document Number	0000E33496
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14315 E KENTUCKY RD INDEPENDENCE MO 640501360, INDEPENDENCE, MO 64050-1360

Mortgage

Document Number	0000E33496
Date	May 7, 2019
Instrument	33496E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 6, 2029

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,675 (-) Land $7,724 Building $55,951	$335,130 (-)
2025	$5,195.00 (+18.15%)	$63,675 (+15%) Land $7,724 Building $55,951	$335,130 (+15%)
2024	$4,397.00 (+0.48%)
2023	$4,376.00	$55,370 Land $7,192 Building $48,178	$291,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2012–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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