Hamilton County property record for 1450 Summe Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jan 2026) |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0009-0025-00 |
| Primary APN | 593-0009-0025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 456 sqft |
| 2nd Floor Area | 948 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 174 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1450 SUMME DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS SUMME DR 63 X 174.50 IRR LOT 20 SUMME ACRES SUB |
| Legal Subdivision | SUMME ACRES SUB |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21702 |
Source: Hamilton County records · APN 593-0009-0025-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECKEL CAPITAL LLC |
| Feb 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Mar 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage V I P INDEPENDENT MORTGAGE INC |
| Jul 03, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Jun 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Document Number | 20266901 |
| Deed Book / Page | 15592 / 1167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR, MOUNT HEALTHY, OH 45231-3289 |
| Document Number | 0000007949 |
|---|---|
| Date | Feb 01, 2023 |
| Book Page | 14844/925 |
| Instrument | 2023-0007949 |
| Name | SECKEL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR, MOUNT HEALTHY, OH 45231-3289 |
| Document Number | 0000010299 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 15103/1286 |
| Instrument | 2024-0010299 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 999 TECH ROW, MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR, MOUNT HEALTHY, OH 45231-3289 |
| Document Number | 0000020958 |
|---|---|
| Date | Mar 26, 2025 |
| Book Page | 15381/494 |
| Instrument | 2025-0020958 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 29, 2026 |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Document Number | 0000006901 |
| Book / Page | 15592 / 1167 |
| Map Reference | MB 249 PG 57 |
| Instrument Date | Jan 09, 2026 |
| Instrument | 2026-0006901 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000006902 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-0006902 |
| Name | V I P INDEPENDENT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 03, 2019 |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Document Number | 0000053260 |
| Book / Page | 013952 / 001562 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 53260 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR CINCINNATI OH 452313289, CINCINNATI, OH 45231-3289 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Document Number | 0000053262 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR MT MOUNT HEALTHY OH 45231, MOUNT HEALTHY, OH 45231 |
| Document Number | 0000053262 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 013952/001585 |
| Instrument | 53262 |
| Name | HOUSING FIN AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1450 SUMME DR, CINCINNATI, OH 45231-3289 |
| Document Number | 0000053261 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1450 SUMME DR MOUNT HEALTHY OH 452313289, MOUNT HEALTHY, OH 45231-3289 |
| Document Number | 0000053261 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 013952/001564 |
| Instrument | 53261 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (+0.56%) | $51,541 (-) Land $10,220 Building $41,321 | $147,260 (-) Land $29,200 Building $118,060 |
| 2024 | $2,687.00 (-0.81%) | $51,541 (-) Land $10,220 Building $41,321 | |
| 2023 | $2,709.00 (-8.29%) | $51,541 (+28.05%) Land $10,220 Building $41,321 | $147,260 (+28.05%) Land $29,200 Building $118,060 |
| 2022 | $2,954.00 Homeowner's exemption | $40,251 Land $8,544 Building $31,707 | |
| 2020 | $115,000 Land $24,410 Building $90,590 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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