1446 Summe Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1446 Summe Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1987
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2019)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-0010-0060-00`

Property Details

APN / Parcel Number

Primary APN	`593-0010-0060-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,064 sqft (0.253 acres)
Lot Dimensions	174 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1446 SUMME DR
City	CINCINNATI
State	OH
Zip	45231-3289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS SUMME DR 63 X 174.08 IRR LOT 21 SUMME ACRES SUB BLK C
Legal Subdivision	SUMME ACRES SUB
Legal Block	C
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	1
Census Block	1000
Census Tract	21702

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1446 SUMME DR, CINCINNATI, OH 45231-3289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Sep 10, 2003 · Amount on Record
Deed Document Number	0000057859
Deed Book / Page	13961 / 00343
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2019
Property Address	1446 SUMME DR, CINCINNATI, OH 45231-3289
Document Number	0000057859
Book / Page	13961 / 00343
Map Reference	MB 249 PG 57
Instrument Date	Jul 12, 2019
Instrument	2019-0057859
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BUCKEYE LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 SUMME DR, CINCINNATI, OH 45231-3289

Mortgage

Document Number	0000057860
Date	Jul 18, 2019
Instrument	2019-0057860

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (+0.57%)	$60,823 (-) Land $10,220 Building $50,603
2024	$3,169.00 (-0.84%)	$60,823 (-) Land $10,220 Building $50,603
2023	$3,196.00 (-4.28%)	$60,823 (+33.67%) Land $10,220 Building $50,603	$173,780 (+33.68%) Land $29,200 Building $144,580
2022	$3,339.00 Homeowner's exemption	$45,501 Land $8,544 Building $36,957
2020			$130,000 Land $24,410 Building $105,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20