1450 Blume Dr, Elgin, IL 60124 Property Records

Kane County property record for 1450 Blume Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,257 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2019)
Tax Bill	$14,287 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-32-252-004`

Property Details

APN / Parcel Number

Primary APN	`06-32-252-004`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,257 sqft Living Area
Gross Area	4,791 sqft
Basement Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1450 BLUME DR
City	ELGIN
State	IL
Zip	60124-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE SUB LOT 5
Legal Subdivision	CREEKSIDE SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	851912

Owner

1450 Blume Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1450 BLUME DR, ELGIN, IL 60124-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Document Number	201950747
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0000019050
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1450 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088910
Date	Nov 29, 2021
Instrument	2021K088910

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2019
Property Address	1450 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000050747
Instrument Date	Oct 15, 2019
Instrument	2019K050747
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1450 BLUME DR, ELGIN, IL 60124-8719

Mortgage

Document Number	0000050748
Date	Oct 23, 2019
Instrument	2019K050748

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1450 Blume Dr was $14,287 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,287.00 Homeowner's exemption	$195,271 (+8.57%) Land $45,983 Building $149,288	$586,047 (+8.57%) Land $138,004 Building $448,043
2024		$179,857 Land $42,353 Building $137,504	$539,787 Land $127,110 Building $412,677
2022	$12,326.00 (+4.26%) Homeowner's exemption	$148,160 (+6.96%) Land $34,889 Building $113,271	$444,480 (+6.96%) Land $104,667 Building $339,813
2021	$11,822.00 Homeowner's exemption	$138,519 Land $32,619 Building $105,900	$415,557 Land $97,857 Building $317,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1450 Blume Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1450 Blume Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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