1446 Blume Dr, Elgin, IL 60124 Property Records

Kane County property record for 1446 Blume Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,637 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`06-32-252-002`

Property Details

APN / Parcel Number

Primary APN	`06-32-252-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,637 sqft Living Area
Gross Area	4,528 sqft
Basement Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1446 BLUME DR
City	ELGIN
State	IL
Zip	60124-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE SUB LOT 7
Legal Subdivision	CREEKSIDE SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	851912

Owner

1446 Blume Dr is owned and occupied by an individual who acquired it in March 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1446 BLUME DR, ELGIN, IL 60124-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2018
Transfer Doc	0000011431
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 23, 2026
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000026136
Instrument Date	Jun 11, 2026
Instrument	202626136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 BLUME DR, ELGIN, IL 60124-8719

Mortgage

Document Number	0000026136,
Date	Jun 23, 2026
Instrument	202626136

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037074
Date	Oct 23, 2023
Instrument	2023K037074

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056590
Date	Nov 21, 2018
Instrument	2018K056590

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate	5.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051108
Date	Sep 8, 2020
Instrument	2020K051108

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate	3%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2018
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000011431
Instrument Date	Mar 10, 2018
Instrument	11431
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1446 BLUME DR ELGIN IL 601248719, ELGIN, IL 60124-8719

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1446 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000036038
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 BLUME DR ELGIN IL 601248719, ELGIN, IL 60124-8719

Mortgage

Document Number	0000036038
Date	Jul 13, 2017
Instrument	36038

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1446 Blume Dr was $15,445 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,445.00 Homeowner's exemption	$210,460 (+8.57%) Land $45,983 Building $164,477	$631,633 (+8.57%) Land $138,004 Building $493,628
2024		$193,847 Land $42,353 Building $151,494	$581,774 Land $127,110 Building $454,664
2022	$13,326.00 (+4.24%) Homeowner's exemption	$159,684 (+6.96%) Land $34,889 Building $124,795	$479,052 (+6.96%) Land $104,667 Building $374,385
2021	$12,784.00 Homeowner's exemption	$149,293 Land $32,619 Building $116,674	$447,879 Land $97,857 Building $350,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1446 Blume Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1446 Blume Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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