145 Willow Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 145 Willow Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,754 sqft · built 1984
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Dec 2025)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`628 108`

Property Details

APN / Parcel Number

Primary APN	`628 108`
Alternative APN	`6265793`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Porch
Porch Area	232 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	145 WILLOW DR
City	SALISBURY
State	NC
Zip	28146-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L16
Legal Subdivision	WILLOW RUN
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3016
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2025	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Book / Page	1473 / 694
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0010520259
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOW DR, SALISBURY, NC 28146-9376

Mortgage

Document Number	0014190308
Date	Mar 6, 2023
Book Page	1419/308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013990049
Date	Apr 4, 2022
Book Page	1399/49

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOW DR, SALISBURY, NC 28146-9376

Mortgage

Document Number	0014550566
Date	Jan 22, 2025
Book Page	1455/566

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Feb 1, 2037

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 4, 2025
Property Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0014730694
Book / Page	1473 / 694
Map Reference	MB 9995 PG 1734
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATLANTIC CAROLINAS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MILLSAPS RD, STATESVILLE, NC 28625-8386

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001473695
Date	Dec 4, 2025
Instrument	1473/695

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013550735
Date	Sep 2, 2020
Book Page	1355/735

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00	$233,908 (-) Land $34,000 Building $199,908	$233,908 (-) Land $34,000 Building $199,908
2025	$1,567.00	$233,908 (-) Land $34,000 Building $199,908
2023	$1,567.00	$233,908 Land $34,000 Building $199,908	$233,908 Land $34,000 Building $199,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST ROWAN COUNTY WATER SYSTEM serves 471 people · EPA ID NC2080082
Water Source	Purchased surface water from SALISBURY-ROWAN
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures