125 Willow Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 125 Willow Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,064 sqft · built 1986
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2022)
Tax Bill	$2,487 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`628 109`

Property Details

APN / Parcel Number

Primary APN	`628 109`
Alternative APN	`6261249`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	59,677 sqft (1.37 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	456 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	125 WILLOW DR
City	SALISBURY
State	NC
Zip	28146-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L17-18 WILLOW RUN
Legal Subdivision	WILLOW RUN
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3016
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Book / Page	1404 / 640
Prior Transfer Date	Jun 4, 2019
Prior Transfer Doc	0013310731
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014730874
Date	Dec 9, 2025
Book Page	1473/874

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 23, 2022
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0014040640
Book / Page	1404 / 640
Map Reference	PG 1734
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1195 BEAGLE CLUB RD, 1195, SALISBURY, NC 28146-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOW DR, SALISBURY, NC 28146-9376

Mortgage

Document Number	0001404641
Date	Jun 23, 2022
Instrument	1404/641

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013550982
Date	Sep 4, 2020
Book Page	1355/982

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union
Address	SALISBURY, NC 28146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Max Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 8, 2020
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013490863
Book / Page	1349 / 863
Map Reference	PG 1734
Instrument Date	May 4, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOW DR, SALISBURY, NC 28146-9376

Mortgage

Document Number	1349864
Date	Jun 8, 2020
Instrument	1349/864

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 29, 2019
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013310730
Book / Page	001331 / 000730
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	125 WILLOW DR SALISBURY NC 281469376, SALISBURY, NC 28146-9376

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 29, 2019
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013310731
Book / Page	001331 / 000731
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 WILLOW DR SALISBURY NC 281469376, SALISBURY, NC 28146-9376

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 29, 2019
Property Address	125 WILLOW DR, SALISBURY, NC 28146-9376
Document Number	0013310729
Book / Page	001331 / 000729
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOW DR SALISBURY NC 281469376, SALISBURY, NC 28146-9376

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,487.00	$371,266 (-) Land $45,900 Building $325,366	$371,266 (-) Land $45,900 Building $325,366
2025	$2,487.00	$371,266 (-) Land $45,900 Building $325,366
2023	$2,487.00	$371,266 Land $45,900 Building $325,366	$371,266 Land $45,900 Building $325,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST ROWAN COUNTY WATER SYSTEM serves 471 people · EPA ID NC2080082
Water Source	Purchased surface water from SALISBURY-ROWAN
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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