145 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 145 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,100 (Feb 2021)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Mar 2016 Line of Credit Jun 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-046-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-046-000`
Alternative APNs	`0394B046` `11790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Garage Area	380 sqft

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11790
Street Address	145 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.23 AC LOT 46 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	46
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4008
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2016	Deed of Trust, Mortgage · Line of Credit GEORGIA BANK & TRUST
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Feb 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2021509
Deed Book / Page	2665 / 1
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	145 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002335/536
Date	Mar 11, 2016
Book Page	2335/536
Instrument	001867

Lender

Name	GEORGIA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2017

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	145 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002856/0000000830
Date	Jun 28, 2023
Book Page	0000002856/0000000830
Instrument	005313

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	145 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002665/0000000003
Date	Feb 23, 2021
Book Page	0000002665/0000000003
Instrument	002045

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 19, 2021
Property Address	145 WILLOW DR, GUYTON, GA 31312-5634
Document Number	00002665/1
Book / Page	2665 / 1
Instrument Date	Feb 19, 2021
Instrument	2021-000509
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WILLOW DR, GUYTON, GA 31312-5634

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+10.69%) Homeowner's exemption	$117,939 (+7.83%) Land $22,800 Building $95,139	$294,848 (+7.83%) Land $57,000 Building $237,848
2024	$2,517.00 (+35.18%) Homeowner's exemption	$109,375 (+11.29%) Land $22,800 Building $86,575	$273,438 (+11.29%) Land $57,000 Building $216,438
2023	$1,862.00 (-21.24%) Homeowner's exemption	$98,282 (+18.45%) Land $22,000 Building $76,282	$245,705 (+18.45%) Land $55,000 Building $190,705
2022	$2,364.00 Homeowner's exemption	$82,972 Land $17,040 Building $65,932	$207,431 Land $42,600 Building $164,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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