Walker County property record for 145 Summit St, Sumiton, AL 35148
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,658 sqft · built 1990 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-02-10-2-202-004.002 |
| Primary APN | 24-02-10-2-202-004.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 100636 |
|---|---|
| Street Address | 145 SUMMIT ST |
| City | SUMITON |
| State | AL |
| Zip | 35148-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O |
| Legal Description | LT 1-4 BLOCK13 1ST ADD TO GRAVLEE SUB |
| Legal Range | 05W |
| Legal Township | 15S |
| Legal Section | 10 |
| Legal Subdivision | GRAVLEE 1ST ADD |
| Legal Block | 13 |
| Legal Lot Number | 1-4 |
| Jurisdiction | WALKER AL |
| Township / Civil Division | DORA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 21800 |
Source: Walker County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 SUMMIT ST, SUMITON, AL 35148-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage WILLOW BEND MORTGAGE CO LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 145 SUMMIT ST, SUMITON, AL 35148-4313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002610/724 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 2610/724 |
| Name | WILLOW BEND MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 145 SUMMIT ST, SUMITON, AL 35148-4313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002688/279 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2688/279 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Walker County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Walker County |
| Municipality | Sumiton City |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (+6.29%) | $33,800 (+112.71%) | $169,000 (+6.36%) Land $5,300 Building $163,700 |
| 2024 | $1,001.00 (+14.53%) | $15,890 (+14.48%) Land $530 Building $15,360 | $158,900 (+14.48%) Land $5,300 Building $153,600 |
| 2023 | $874.00 (+2.1%) | $13,880 (+2.06%) Land $530 Building $13,350 | $138,800 (+2.06%) Land $5,300 Building $133,500 |
| 2022 | $856.00 | $13,600 Land $530 Building $13,070 | $136,000 Land $5,300 Building $130,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMITON WATER WORKS BOARD serves 5,994 people · EPA ID AL0001351 |
|---|---|
| Water Source | Purchased surface water from JASPER WATER WORKS & SEWER BOARD |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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