109 Summit St, Sumiton, AL 35148 Property Records

Walker County property record for 109 Summit St, Sumiton, AL 35148

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,847 sqft · built 1979
Lot Size0.516 acres (22,500 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Apr 2016)
Tax Bill$1,089 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-02-10-2-202-004.001

Property Details

APN / Parcel Number

Primary APN24-02-10-2-202-004.001
Alternative APNs
  • 422745
  • 111263
  • 113496

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,847 sqft Living Area
1st Floor Area1,938 sqft
Upper Floors Area572 sqft
Basement Area1,426 sqft
Unfinished Basement1,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area22,500 sqft (0.516 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area1,468 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number113496
Street Address109 SUMMIT ST
CitySUMITON
StateAL
Zip35148-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO
Legal DescriptionBLK 13 LOTS 7 & 8 GRAVLEE SUBDIVISION SUB PLAT 2/4 SEC10/15/5
Legal Range05W
Legal Township15S
Legal Section10
Legal SubdivisionGRAVLEE SUB
Legal Block13
Legal Lot Number7-8
JurisdictionWALKER AL
Township / Civil DivisionDORA
Census Block Group2
Census Block2034
Census Tract21800

Owner

Source: Walker County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 SUMMIT ST, SUMITON, AL 35148-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Line of Credit
AMERICA FIRST CU
Mar 1, 2023Warranty Deed, Transfer
Feb 2, 2022Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2016 · Amount on Record
Deed SaleApr 28, 2016 · Amount on Record
Deed Book / Page2455 / 792
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALKER AL
Property Address109 SUMMIT ST, SUMITON, AL 35148-4313
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002744/690
DateApr 25, 2023
Book Page2744/690
Lender
NameAMERICA FIRST CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 24, 2038

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALKER AL
Recording DateMar 1, 2023
Property Address109 SUMMIT ST, SUMITON, AL 35148-4313
Document Number0002739/95
Book / Page2739 / 95
Map ReferenceMB 2 PG 4
Instrument DateFeb 21, 2023
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address475 CROSSPOINT PKWY, GETZVILLE, NY 14068-1609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7923 CRESVIEW DR, DORA, AL 35062-2272

February 2022: Foreclosure

Document TypeForeclosure
JurisdictionWALKER AL
Recording DateFeb 2, 2022
Property Address109 SUMMIT ST, SUMITON, AL 35148-4313
Document Number002692/462
Book / Page2692 / 462
Instrument DateJan 28, 2022
Transaction TypeForeclosure
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address1 FOUNTAIN PLZ # PLZ7TH, PLZ7TH, BUFFALO, NY 14203-1420

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 FOUNTAIN PLZ # 7TH, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

Source: Walker County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyWalker County
MunicipalitySumiton City
Unified School DistrictWalker County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,089.00 (+7.29%)$35,980 (+7.02%)$362,100 (+7.7%)
2024$1,015.00 (-44.99%) Homeowner's exemption$33,620 (-42.63%) Land $530 Building $33,090$336,200 (+14.74%) Land $5,300 Building $330,900
2023$1,845.00 (+19.65%)$58,600 (+19.64%) Land $1,060 Building $57,540$293,000 (+19.64%) Land $5,300 Building $287,700
2022$1,542.00$48,980 Land $1,060 Building $47,920$244,900 Land $5,300 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMITON WATER WORKS BOARD
serves 5,994 people · EPA ID AL0001351
Water SourcePurchased surface water from JASPER WATER WORKS & SEWER BOARD
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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