145 Summer St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 145 Summer St, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1878
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$238,900 (Sep 2018)
Tax Bill$3,947 (2025)
Deeds & MortgagesSep 2019 Refinance
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNBIDD M:35 L:54

Property Details

APN / Parcel Number

Primary APNBIDD M:35 L:54

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
Gross Area1,840 sqft
1st Floor Area640 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address145 SUMMER ST
CityBIDDEFORD
StateME
Zip04005-3547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number54
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group2
Census Block2017
Census Tract25205

Owner

145 Summer St is owned and occupied by an individual who bought it in September 2018.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address145 SUMMER ST, BIDDEFORD, ME 04005-3547
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Sep 11, 2018Warranty Deed, Transfer
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2018 · Amount on File
Deed SaleSep 11, 2018 · Amount on File
Prior SaleJul 27, 2016 · Amount on File
Deed Document Number201838445
Deed Book / Page17799 / 155
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address145 SUMMER ST, BIDDEFORD, ME 04005-3547
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180560378
DateSep 27, 2019
Book Page18056/378
Instrument2019041021
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueOct 1, 2039

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateSep 11, 2018
Property Address145 SUMMER ST, BIDDEFORD, ME 04005-3547
Document Number0177990155
Book / Page17799 / 0155
Instrument2018038445
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018038446
DateSep 11, 2018
Instrument2018038446
Lender
NameUNITED WHOLESALE MTG
Agreement
AmountAmount on Record
Term360 Months
DueSep 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 145 Summer St was $3,947, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,947.00 (+6.13%)$264,200 (+1.03%) Land $125,800 Building $138,400
2024$3,719.00 (+9.35%)$261,500 (+0.89%) Land $125,800 Building $135,700
2023$3,401.00 (+4.42%)$259,200 (+30.58%) Land $123,500 Building $135,700$308,560
2022$3,257.00$198,500 Land $67,400 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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