138 Summer St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 138 Summer St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 2,362 sqft · built 1880
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$502,000 (Mar 2022)
Tax Bill	$6,338 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:35 L:25`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:35 L:25`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	138 SUMMER ST
City	BIDDEFORD
State	ME
Zip	04005-3791
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Lot Number	25
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2018
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2924 CLAIRMONT RD NE, 345, BROOKHAVEN, GA 30329-4462
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 10, 2017	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Oct 10, 2017	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 28, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	202213959
Deed Book / Page	18987 / 805
Transfer Doc	15903-0040
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193390825
Date	Nov 1, 2023
Book Page	19339/825
Instrument	2023034863

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175780364
Date	Oct 10, 2017
Book Page	17578/0364
Instrument	2017043146

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175780411
Date	Oct 10, 2017
Book Page	17578/0411
Instrument	2017043148

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186920242
Date	Jun 8, 2021
Book Page	18692/242
Instrument	2021032643

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 28, 2022
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Document Number	0189870805
Book / Page	18987 / 805
Instrument Date	Mar 25, 2022
Instrument	2022013959
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 CLAIRMONT RD NE APT 345, 345, BROOKHAVEN, GA 30329-4462

Mortgage

Document Number	2022013960
Date	Mar 28, 2022
Instrument	2022013960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 14, 2019
Property Address	138 SUMMER ST, BIDDEFORD, ME 04005-3791
Document Number	0180190403
Book / Page	18019 / 403
Instrument Date	Aug 13, 2019
Instrument	2019032822
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 SOKOKIS TRL, EAST WATERBORO, ME 04030-5004

Mortgage

Document Number	2019032823
Date	Aug 14, 2019
Instrument	2019032823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,338.00 (+6.27%)	$424,200 (+1.14%) Land $164,500 Building $259,700
2024	$5,964.00 (+10.12%)	$419,400 (+1.6%) Land $164,500 Building $254,900
2023	$5,416.00 (+32.07%)	$412,800 (+65.19%) Land $161,500 Building $251,300
2022	$4,101.00	$249,900 Land $90,800 Building $159,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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