145 Spray Ave, Monterey, CA 93940 Property Records

Monterey County property record for 145 Spray Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 1965
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$711,000 (Jun 2015)
Tax Bill	$9,939 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-462-013-000`

Property Details

APN / Parcel Number

Primary APN	`011-462-013-000`
Alternative APN	`011-462-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	011-462-013
Street Address	145 SPRAY AVE
City	MONTEREY
State	CA
Zip	93940-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE BEACH MAP 1 LOT 32 BLK K
Legal Subdivision	DEL MONTE BEACH MAP 1
Legal Block	K
Legal Lot Number	32
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2003
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 SPRAY AVE, MONTEREY, CA 93940-3411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	201534093
Prior Transfer Date	Mar 7, 2003
Prior Transfer Doc	0000026850
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	145 SPRAY AVE, MONTEREY, CA 93940-3411
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPRAY AVE, MONTEREY, CA 93940-3411

Mortgage

Document Number	0000063413
Date	Sep 23, 2021
Instrument	2021063413

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	145 SPRAY AVE, MONTEREY, CA 93940-3411
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPRAY AVE, MONTEREY, CA 93940-3411

Mortgage

Document Number	0000009371
Date	Feb 8, 2021
Instrument	2021009371

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	145 SPRAY AVE, MONTEREY, CA 93940-3411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050399
Date	Nov 1, 2018
Instrument	2018050399

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$871,595 (+2%) Land $520,996 Building $350,599
2025	$9,939.00 (+10.64%)	$854,506 (+4.04%) Land $510,781 Building $343,725
2023	$8,983.00 (+1.4%)	$821,327 Land $490,948 Building $330,379
2022	$8,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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