138 Spray Ave, Monterey, CA 93940 Property Records

Monterey County property record for 138 Spray Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,818 sqft · built 1953
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,618 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-463-028-000`

Property Details

APN / Parcel Number

Primary APN	`011-463-028-000`
Alternative APN	`011-463-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	3,600 sqft (0.083 acres)
Garage Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	011-463-028
Street Address	138 SPRAY AVE
City	MONTEREY
State	CA
Zip	93940-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE BEACH MAP 1 LOT 25 BLK N
Legal Subdivision	DEL MONTE BEACH MAP 1
Legal Block	N
Legal Lot Number	25
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2002
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 SPRAY AVE, MONTEREY, CA 93940-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jan 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 5, 2021	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000000667
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	138 SPRAY AVE, MONTEREY, CA 93940-3412
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SPRAY AE, MONTEREY, CA 93940-3412

Mortgage

Document Number	0000032291
Date	May 4, 2021
Instrument	2021032291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	138 SPRAY AVE, MONTEREY, CA 93940-3412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017984
Date	Apr 4, 2017
Instrument	2017017984

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 5, 2021
Property Address	138 SPRAY AVE, MONTEREY, CA 93940-3412
Document Number	0000000667
Instrument Date	Dec 21, 2020
Instrument	667
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	138 SPRAY AVE MONTEREY CA 939403412, MONTEREY, CA 93940-3412

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jan 5, 2021
Property Address	138 SPRAY AVE, MONTEREY, CA 93940-3412
Document Number	0000000666
Instrument Date	Dec 21, 2020
Instrument	666
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 SPRAY AVE MONTEREY CA 939403412, MONTEREY, CA 93940-3412

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$129,506 (+2%) Land $29,908 Building $99,598
2025	$1,618.00 (+9.25%) Homeowner's exemption	$126,968 (+4.04%) Land $29,322 Building $97,646
2024	$1,481.00 (+9.54%)
2023	$1,352.00 (+1.5%) Homeowner's exemption	$122,040 Land $28,185 Building $93,855
2022	$1,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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