145 Speckled Alder, Irvine, CA 92618 Property Records

Orange County property record for 145 Speckled Alder, Irvine, CA 92618

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 2013
Lot Size	0.135 acres (5,869 sqft)
Owner	2 Trust Names on File
Last Sale	$890,000 (Dec 2013)
Tax Bill	$18,134 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`580-403-18`

Property Details

APN / Parcel Number

Primary APN	`580-403-18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,394 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	5,869 sqft (0.135 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	145 SPECKLED ALDER
City	IRVINE
State	CA
Zip	92618-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17473 BLK LOT 71
Legal Subdivision	TRACT NO 17473
Legal Tract	17473
Legal Lot Number	71
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52430

Owner

145 Speckled Alder is owner-occupied and held in a trust since February 2019.

Source: Orange County records, as of July 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Apr 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2013 · Amount on File
Deed Sale	Dec 27, 2013 · Amount on File
Deed Document Number	2013711606
Last Transfer Date	Feb 9, 2019
Transfer Doc	0000119576
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2026
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Document Number	0000181328
Instrument Date	Jun 11, 2026
Instrument	2026181328
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168

Mortgage

Document Number	0000181328,
Date	Jun 24, 2026
Instrument	2026181328

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168

Mortgage

Document Number	0000209948
Date	Mar 26, 2021
Instrument	2021000209948

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194307
Date	Apr 29, 2020
Instrument	2020000194307

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194306
Date	Apr 29, 2020
Instrument	2020000194306

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168

Mortgage

Document Number	0000743895
Date	Dec 17, 2020
Instrument	2020000743895

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168

Mortgage

Document Number	0000510870
Date	Sep 21, 2020
Instrument	2020000510870

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2019
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Document Number	0000119576
Instrument Date	Feb 19, 2019
Instrument	119576
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	145 SPECKLED ALDER IRVINE CA 926181168, IRVINE, CA 92618-1168

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	145 SPECKLED ALDER, IRVINE, CA 92618-1168
Document Number	0000326694
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SPECKLED ALDER IRVINE CA 926181168, IRVINE, CA 92618-1168

Mortgage

Document Number	0000326694
Date	Aug 8, 2017
Instrument	326694

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 145 Speckled Alder was $18,134 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,134.00 Homeowner's exemption	$1,090,526 Land $628,244 Building $462,282
2023	$17,390.00 (+2.01%) Homeowner's exemption	$1,048,181 Land $603,849 Building $444,332
2022	$17,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 145 Speckled Alder in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Speckled Alder is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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