Monroe County property record for 145 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,363 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,900 (Dec 2013) |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-977-005-00 |
| Primary APN | 07-977-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 1,363 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 231 ft deep x 95 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A-RESIDE |
| Legal Description | F-5 SEC 36 T6S R8E WOODRUFF HEIGHTS LOT 5 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WOODRUFF HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records · APN 07-977-005-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 RUFF DR, MONROE, MI 48162-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2013 · Amount on Record |
| Deed Sale | Dec 26, 2013 · Amount on Record |
| Prior Sale | Jun 25, 1999 · Amount on Record |
| Deed Document Number | 201330880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 145 RUFF DR, MONROE, MI 48162-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 145 RUFF DR, MONROE, MI 48162-3523 |
| Document Number | 0000000060 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 2021R00060 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 145 RUFF DR, MONROE, MI 48162-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010751 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019R10751 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,100 (+28.2%) | $278,200 (+28.2%) | |
| 2025 | $1,105.00 (-60.39%) Homeowner's exemption | ||
| 2023 | $2,790.00 Homeowner's exemption | $108,500 | $217,000 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 286 locations within half a mile of this property.
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