120 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 120 Ruff Dr, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,446 sqft · built 1954
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Jul 2022)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`07-977-025-00`

Property Details

APN / Parcel Number

Primary APN	`07-977-025-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft
Basement Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	232 ft deep x 89 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 RUFF DR
City	MONROE
State	MI
Zip	48162-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-25 SEC 25,36 T6S R8E WOODRUFF HEIGHTS LOT 25
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS
Legal Lot Number	25
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 RUFF DR, MONROE, MI 48162-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Sep 7, 2001 · Amount on Record
Deed Document Number	202214463
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 18, 2022
Property Address	120 RUFF DR, MONROE, MI 48162-3524
Document Number	0000014463
Map Reference	LB 9 PG 21
Instrument Date	Jul 7, 2022
Instrument	2022R14463
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 RUFF DR, 120, MONROE, MI 48162-3524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 INDIAN TRAIL RD, CARLETON, MI 48117-9030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,900 (+44.49%) Land $155,900	$311,800 (+44.49%) Land $311,800
2025	$3,968.00 (+92.15%) Homeowner's exemption
2023	$2,065.00 Homeowner's exemption	$107,900	$215,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20