145 Ridgeway Dr E, Elizabethtown, KY 42701 Property Records

Hardin County property record for 145 Ridgeway Dr E, Elizabethtown, KY 42701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1994
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Dec 2018)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`243-00-02-033`

Property Details

APN / Parcel Number

Primary APN	`243-00-02-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	816 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	145 RIDGEWAY DR E
City	ELIZABETHTOWN
State	KY
Zip	42701-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSDALE EST LT 033A #3
Legal Subdivision	HILLSDALE EST
Legal Lot Number	33A
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	2
Census Block	2003
Census Tract	1003

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	145 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2018	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	0001466993
Deed Book / Page	1466 / 993
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	145 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002420/223
Date	Dec 28, 2021
Book Page	2420/223

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	145 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2284/785
Date	Oct 7, 2019
Book Page	2284/785
Instrument	20190-00013305

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 21, 2018
Property Address	145 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Document Number	1466/993
Book / Page	1466 / 993
Instrument Date	Dec 21, 2018
Instrument	20180-00015642
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739

Mortgage

Document Number	02254/1522
Date	Dec 21, 2018
Book Page	2254/1522
Instrument	20180-00015642

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (-16.19%) Disabled Person's exemption Additional exemption filed	$255,900 (-) Land $20,400 Building $235,500	$255,900 (-) Land $20,400 Building $235,500
2023		$255,900 Land $20,400 Building $235,500	$255,900 Land $20,400 Building $235,500
2021	$2,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgeway Dr E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures