96 Ridgeway Dr E, Elizabethtown, KY 42701 Property Records

Hardin County property record for 96 Ridgeway Dr E, Elizabethtown, KY 42701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1978
Lot Size	0.68 acres (29,621 sqft)
Owner	Trust Name on File
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Oct 2022 Transfer May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`243-00-02-029`

Property Details

APN / Parcel Number

Primary APN	`243-00-02-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
Basement Area	2,072 sqft
Finished Basement	2,072 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	29,621 sqft (0.68 acres)
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	96 RIDGEWAY DR E
City	ELIZABETHTOWN
State	KY
Zip	42701-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSDALE EST LT 029 #3
Legal Subdivision	HILLSDALE EST
Legal Block	2
Legal Lot Number	29
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	2
Census Block	2003
Census Tract	1003

Owner

96 Ridgeway Dr E is owner-occupied and held in a trust since August 2022.

Source: Hardin County records, as of January 20, 2026

Owner of Record	Trust Name on File
Mailing Address	96 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Intrafamily Transfer, Transfer
May 2, 2022	Deed of Trust, Mortgage · Line of Credit WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 2022
Transfer Doc	0001543/80
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN KY
Recording Date	Oct 18, 2022
Property Address	96 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Document Number	0001543/80
Book / Page	1543 / 80
Map Reference	CAB 1 SH 248-A
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	96 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 RIDGEWAY DR E, ELIZABETHTOWN, KY 42701-9739

Mortgage

Document Number	002439/716
Date	May 2, 2022
Book Page	2439/716

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 96 Ridgeway Dr E was $1,223 with a homeowner's exemption.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 Homeowner's exemption Additional exemption filed	$172,200 Land $20,200 Building $152,000	$172,200 Land $20,200 Building $152,000
2023		$172,200 Land $20,200 Building $152,000	$172,200 Land $20,200 Building $152,000
2021	$942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Ridgeway Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Ridgeway Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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