138 Rancho Lorena Dr, Lorena, TX 76655 Property Records

McLennan County property record for 138 Rancho Lorena Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,937 sqft · built 2016
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (May 2020)
Tax Bill	$7,371 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000255-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000255-0`
Alternative APN	`373097`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,937 sqft Living Area
Gross Area	3,673 sqft
1st Floor Area	2,937 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	75,359 sqft
Lot Dimensions	335 ft deep x 229 ft wide
Garage Type	Attached
Garage Area	736 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	138 RANCHO LORENA DR
City	LORENA
State	TX
Zip	76655-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 55 BLOCK B ACRES 1.73
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	55
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 RANCHO LORENA DR, LORENA, TX 76655-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Jun 21, 2017	Loan Modification, Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	202014750
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000014750
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	138 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000014768
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 RANCHO LORENA DR LORENA TX 766553556, LORENA, TX 76655-3556

Mortgage

Document Number	0000014768
Date	May 7, 2020
Instrument	14768

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	138 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000030879
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 RANCHO LORENA DR LORENA TX 76655, LORENA, TX 76655

Mortgage

Document Number	0000030879
Date	Sep 20, 2017
Instrument	30879

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,920 (-0.37%) Land $96,171 Building $551,749	$647,920 (-0.37%) Land $96,171 Building $551,749
2025	$7,371.00 (+0.82%) Homeowner's exemption	$650,350 (-1.48%) Land $81,390 Building $568,960	$650,350 (-1.48%) Land $81,390 Building $568,960
2024	$7,311.00 (+8.49%)
2023		$660,120 (+15.83%) Land $81,390 Building $578,730	$660,120 (+15.83%) Land $81,390 Building $578,730
2022	$6,739.00 Homeowner's exemption	$569,910 Land $73,990 Building $495,920	$569,910 Land $73,990 Building $495,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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