145 Pebble Bch, Williamsburg, VA 23188 Property Records

James City County property record for 145 Pebble Bch, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,405 sqft · built 2002
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Jan 2018)
Tax Bill	$8,091 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-1 10-0-0026`

Property Details

APN / Parcel Number

Primary APN	`38-1 10-0-0026`
Alternative APN	`17547`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,405 sqft Living Area
Basement Area	2,780 sqft
Unfinished Basement	2,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	461 sqft
Deck Area	659 sqft
Patio Area	659 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17547
Street Address	145 PEBBLE BCH
City	WILLIAMSBURG
State	VA
Zip	23188-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-26 S-9A FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	26
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2000
Census Tract	80209

Owner

145 Pebble Bch is owner-occupied and held in a trust since August 2025.

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	145 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Intrafamily Transfer, Transfer
Oct 14, 2020	Quit Claim Deed, Transfer AMERIS BK
Jan 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Deed Document Number	20181093
Last Transfer Date	Aug 26, 2025
Transfer Doc	0202513157
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Sep 12, 2025
Property Address	145 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Document Number	0202513157
Map Reference	MB 73 PG 78
Instrument Date	Aug 26, 2025
Instrument	202513157
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEBBLE BEACH, WILLIAMSBURG, VA 23188-8904

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 14, 2020
Property Address	145 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Document Number	0000017380
Instrument Date	Sep 30, 2020
Instrument	17380
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEBBLE BCH WILLIAMSBURG VA 231888904, WILLIAMSBURG, VA 23188-8904

Mortgage

Document Number	17381
Date	Oct 14, 2020
Instrument	17381

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 17, 2018
Property Address	145 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Document Number	0000001093
Instrument Date	Jan 10, 2018
Instrument	1093
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEBBLE BCH WILLIAMSBURG VA 231888904, WILLIAMSBURG, VA 23188-8904

Mortgage

Document Number	1094
Date	Jan 17, 2018
Instrument	1094

Lender

Name	FIDELITY BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 145 Pebble Bch was $8,091, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,091.00 (+6.4%)	$974,900 Land $112,800 Building $862,100	$974,900 Land $112,800 Building $862,100
2024	$7,604.00 (+21.47%)
2023	$6,260.00	$754,300 Land $78,900 Building $675,400	$754,300 Land $78,900 Building $675,400
2022	$6,260.00
2019	$5,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Pebble Bch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Pebble Bch is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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